Tune Money Visa Prepaid Card

Hi, minna~
Finally, last Saturday I got my Tune Money Visa Prepaid Card. Yeay~

Ryo also happy for me back then...Heheheh

Now, I'll tell you about this card regarding my experience. We start with the good.

First, there is no salary requirement. Even poor girl like me can apply it. The only requirement that you need are only 2. First, you are 18 years old and above. Second, you are not involve with high risk nature business such as gambling, casinos and etc. Maybe it's looked like debit card. The difference between them is you need to have bank account to have the debit card but for prepaid card you don't need to have bank account.

Where can I use my Tune Money Visa Prepaid Card?
I can use it anywhere a Visa cars is accepted. And the most important is it can be use for online transaction included Paypal!

How to start?
Unlike usual debit card or credit card, this Tune Money Visa Prepaid Card can be applied online. Actually, that's the only way to apply... heheheh... So it's the most convenience for me since I don't have car and I live in can I say 'rural' area? huhuhu... For initial reload, you can use online payment or offline payment. For online payment, you can use either CIMBclick, Maybank or others bank that offer online banking. For online, you can pay at CIMB, BSN or Post Office.

How to top-up?
Since this is prepaid card, the concept is the same with prepaid card that you use for mobile phone, you must have money in your card before you use it. To top-up it, the payment methods are the same as the initial reload that are by online or offline.

What're the charges and fees?
Eventhough this card is suit for poor people like me, they are still charging us. Of course la, it's business. Nothing free~ heheheh... I never use the credit card, so I can't compared them. So as debit card. These are the fee:

No	Program Services	Annual Fee	One Time Fee	Per Transaction Fee
1	Basic Card – Tune Card	RM 9.99	N/A	N/A
2	Lost / Replacement / Damaged Card	N/A	RM 20.00	N/A
3	Card Cancellation	N/A	RM 3.00	N/A
4	Hard Copy History Transaction	N/A	RM 5.00	N/A
5	Sales Slip Retrieval	N/A	RM 20.00	N/A
6	Foreign Exchange / Conversion Fee	N/A	N/A	+ 0.5%

Other charges:

No	Program Services	Annual Fee	One Time Fee	Per Transaction Fee
1	Card Collection at Pos Malaysia*	N/A	RM 3.00	N/A
2	Reload charges – Cash** i. Pos Malaysia ii. CIMB Bank iii. Bank Simpanan Nasional	N/A	N/A	RM 2.00 RM 2.00 RM 2.00
3	Reload charges – FPX (Online)	N/A	N/A	RM 0.50
4	ATM Withdrawal – Domestic i. CIMB Bank ii. Others	N/A	N/A	RM 1.15 RM 10.00
5	ATM Withdrawal – International	N/A	N/A	RM10.00 or 1.5% of the withdrawal amount, whichever is higher

And now is the bad.
I'm sick with something that need to wait for very long time. First, the application process was super slow. After a week I did the initial reload, there was still no sms or email that said they receive the money and I can collect the card. Then I called the customer service. I waited about 3 minutes to talk to the operator. Then, he said, he will check it and asked me to wait (again?). Then I wait about 20 minutes for it (what the fuck???). The operator said they didn't receive the payment yet and they will informed me once they do. After a week, I receive email that asked me to collect the card. Then I relief...
Then, last Saturday I collect the card. I choosed Maran post office to collect the card because it covinience to me to collect the card since Maran is my hometown and I going back home everyweek. I never thought that my decision is not convinience to them (Maran post office). I did not know how they register the card or whatever. But I wait and wait and wait again about 1 hour... osoi ne obachan~ Then the officer ask me to leave my phone number and they will called me after they finish doing whatever regarding that. As I thought they never called me. I came back again that evening and finally my card ready to be collected. Phew...

So, if you are the kind of person that enough patience, then, you can apply it here...
Or maybe only me had a bad luck?? Perhaps....

I had used my prepaid card. I buy 3 replica Hey Say JUMP t-shirts. Why I say replica? I'll tell you guys once I receive them~

Lose but win

Hello minna,
Last Saturday was chotto taihen day for me. I participated in a jogathon competition that being held by my company. The jogathon was been held at Taman Bandar, Indera Mahkota. I’d never been there. Even that was the 1st time I heard about the place. I bring along map with me. So I stopped at every junction to make sure the right way. Yes, I’m really suck with direction. The competition start at 7.30a.m but I arrived at 7.45am. I’m late but still lucky because the run not started yet. But all the runners were already at the starting point – waiting for the starting whistle. I quickly run to the crowd and the run start immediately after a second I arrived at the starting point. Obviously I wasn’t stretching at all... (^__^)” huhuhuh… Then, after 17 minutes, I completed the run. But only managed to get 7th placed... (T_T)

What’s inside it?
Jang jang~

Quiet nice right for 7th placed… hehehe…
I started thinking about the things I should buy in Parkson with this RM100 voucher… Ah, actually RM 150 because I got RM50 for ‘lost’ in futsal tournament few months ago. Hehehe…

No need to hurry because I have about a year to think about it.. (^_~)

But, I also feel a little frustration because all people in front me are married women who obviously older than me… (>_<) Perhaps I should think positively because they should have more stamina than me because they practiced every night right? Heheheh... (H_H) At noon, went to my officemates Eid open house and met this pretty boy.

Look here, baby~

He’s shy with girl..

Kawaii, ne~

This was 3rd time I met him and maybe the last because he will follow his father move to Qatar next month… (<_>) Btw he’s my officemate’s son… Forgot to ask his name... I will ask after this… hehehe…

Then, moved to 2nd open house.. Again lost in a sizzling noon while riding my scooter… Not a very good situation… We arrived after maybe 10 minutes - after exploring the place. Huhuhuh…

Few good things, I think… ‘Lost’ in competition and free food consecutively… After a week without any. Hope sub will release for Ikepara SP and Scrap Teacher ep1 and Megaupload will not gay to me anymore… and I can take the Prepaid Card by next Saturday… I wish…

~Baby Arina~ (n.n)

Hi readers, I just came back from kampung to celebrate the Eid. During the Eid, I took the opportunity to visit my relatives. I was very excited to meet my cousin's daughter who is mecha mecha kawaii..


Why she's so pretty?? d(*⌒▽⌒*)b

But thanks God because 10 months ago she was born premature and very very tiny. I never thought she will be as healthy as now with the poor physical back then.


even the short sleeve shirt looked like long sleeve for her.. (>_<)

Happy Eid Mubarak and Happy 'Bath'day

Happy Eid Mubarak to all Muslim scholar in the world. Thousands of apologies from me..

and



Happy Birthday to everyone....